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House Loan

Loan acquired from a financial institution to purchase a home.Home loans consist of an adjustable or fixed interest rate and payment terms.Home loans may also be reffered to as mortgage loans.

Home loans are a large share of the financial situation of the majority of Americans,taking the time to determine the right type of loan and to investigate terms is essential for any home buyer or owner.Federal law promotes the consumers ability to shop for the best loan by requiring lenders to give prospective borrowers Good Faith Estimates and Truth In Lending (TIL) statements that disclose and itemize the terms and costs associated with a loan.